From “when are we going?” to “we’re all square.”
Airport taxi · Leo paid
€32.00 €8 each
Tripmates is one shared page for your group trip. Vote on dates, keep the plan, log every cost in any currency, and settle up in the fewest payments. Friends open the link from the group chat and type their name. That’s the whole signup.
A trip has three money moments. We handle all of them.
Which weekend works?
Pick the dates without the 214-message thread.
Start a vote on dates or where to stay. Everyone taps what works and the winner floats up. Then collect a trip fund, so one person isn’t fronting the whole Airbnb for six weeks.
Log it before the check comes back.
Type the amount, or photograph the receipt and tap who had what. Paid in euros? It converts at that day’s rate. Booked the ferry? It’s on the itinerary and already split.
- Split equally, by shares, exact amounts or by item
- Over 30 currencies at the ECB rate for the day you paid
- Tax and tip shared by what each person ordered
Gas, Sintra day trip
€58.40≈ $63.07
You pay Maya
Everyone pays back in one tap.
We work out the fewest payments that square the whole trip. Tap pay and Venmo or Cash App opens with the amount filled in. Then share a recap card with the total, the cost per person and who paid for the most rides.
Go on, split a dinner.
This is the real split and settle-up code from the app, running on a sample receipt. Leo didn’t touch the wine. Priya and Sam shared the clams. Change it and watch the numbers follow.
Dinner in Alfama
Sample receipt · Maya paid
€75.60
- Garlic prawns€18.50
- Clams, Bulhão Pato€21.00
- Steak sandwich€6.50
- Vinho verde, bottle€16.00
- Bread and butter€4.20
- Sparkling water€2.40
- Tip, shared by what you ordered€7.00
Tap the faces to change who had what. The math updates as you go.
Each person's dinner
- MMaya€17.24
- LLeo€21.16
- PPriya€18.60
- SSam€18.60
Who pays who
- PPriya pays Maya€26.60
- SSam pays Maya€23.76
- SSam pays Leo€2.84
3 payments covers both bills. Tripmates always finds the fewest transfers, so nobody sends €4 back and forth.
Splitwise keeps a ledger. Tripmates runs the trip.
We like Splitwise. If you and a roommate just need a running tab, it’s great. A trip is different: there are dates to pick, bookings to track, a fund to collect, and six people who won’t all make accounts.
Compared with Splitwise’s free plan as of November 2026.
- Friends join from a link with just their nameNo
- Unlimited expenses, freeLimited
- Votes on dates and places, plus a shared itineraryNo
- Bookings turn into split expenses automaticallyNo
- Snap a receipt and tap who had whatPro only
- A trip fund collected before you leaveNo
- Pay back in Venmo or Cash App with one tapPartly
- A recap card for the group chatNo
Free for the whole trip.
Unlimited people, costs, votes and plans. Settle-up links and the recap card. Three receipt scans per trip. No ads, and we never take a cut of what you pay each other.
If you want extras
- Trip Pass
- $5.99
- Annual
- $29.99/yr
Once per trip, bought by anyone for everyone. 60 receipt scans, recap themes and a spreadsheet export.
Trip Pass on every trip you start for a year. For the friend who plans everything.
Questions people ask
The short answers. The longer ones about your data are on the privacy page.
Do my friends need to download anything?
No. They open the link you drop in the group chat, type their name, and they're in. It works in any phone browser, and you can add it to your home screen if you like.
Do you hold or move money?
Never. Tripmates works out who owes what and opens Venmo or Cash App with the amount filled in, or copies the Zelle contact. The money goes straight from one friend to another, and you tap “mark as paid” when it's done.
What about costs in other currencies?
Enter it in the currency you paid in. We convert it to the group's currency at the European Central Bank rate for that day, and you can type your own rate if your card gave you a different one.
How does “fewest payments” work?
We add up everything each person paid and owes, then search for the smallest set of transfers that gets everyone to zero. For four friends and a week of costs, that's usually two or three payments instead of a dozen.
Is it actually free?
Yes for everything a trip needs: unlimited people, costs, votes and plans, settle-up and the recap card. Each trip gets three free receipt scans. The optional Trip Pass adds more scans, recap themes and a spreadsheet export.
Someone joined twice, or switched phones. Now what?
On the new phone, open the link and pick your name under “already in the trip?”. You'll pick up right where you left off, with no duplicate person.
Who can see our trip?
Only people who have the full link, which carries a private key. Trips aren't listed or searchable anywhere. More detail is on the privacy page.
The group chat is waiting for a link.
Two fields: the trip name and yours. Then paste the link and let everyone else do the typing.
Start a trip